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I’ve done it before but I just can’t remember how to get a free credit report if i’ve recently been denied credit.

How do I get my free yearly credit report from the major credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. I have encountered several websites claiming to be free but there are none that i have yet to come across. How do I find the major credit agencies and how do I get my free credit report.

I know there is one from the government but it does charge a small fee for the score. Does anyone have the addy, or any others whom have free credit report checks?

I know I did it once before and it is free. You call a number and automatically it sets up alerts at the 3 agencies for free for three months? It is just as good as buying one of those watch dog services that notify you when a change is made to your account. Any help?

I need a site where I can get a free credit score. I think I might have a bad credit rating and need to check it!